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Crest Independent Financial Advice Limited is an appointed representative of Intrinsic Independent Limited, which is authorised and regulated by the Financial Services Authority. Intrinsic Independent Limited is entered on the FSA Register (http://www.fsa.gov.uk/register/home.do) under reference 217742
This website is intended for investors over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct investment business in any juristiction other than the UK. These pages provide generic information about various aspects of financial services advice we provide as well as possible areas of clients' financial planning needs. We hope they are helpful to you but they do not, on their own, add up to proper investment advice and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. They are not detailed or comprehensive enough to enable you to make an informed decision which is tailored to your circumstancesand needs. Please contact us now for tailored advice.
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Mortgages
REMORTGAGE
We can help you decide if it's beneficial for you to switch lender.
If you are an existing homeowner, there are many reasons why you may want to remortgage.
This may be anything from trying to seek a lower monthly payment by obtaining a lower mortgage rate than the one you are paying now or simply to borrow more money, for instance, to fund home improvements.
We will do their utmost to find a mortgage package that best suits your needs and requirements (i.e. your time constraints, budget, attitude risk, lifestyle etc.) We will treat your mortgage application with a proactive approach whilst delivering a personal and efficient service.
We will look at the best product your current lender can offer before we search for a more competitive deal from another lender.
This way we can assess if it will be financially beneficial to switch to another lender or stay with your current lender. We take into account any fees which would be payable if you do switch, these may include broker, lender arrangement, valuation and legal fees. It may be worth noting that many lenders offer free valuation and legal fees on remortgages.
After we have carried out a review of the market, we can present the options available to you and recommend the option which best meets your needs
