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Crest Independent Financial Advice Limited is an appointed representative of Intrinsic Independent Limited, which is authorised and regulated by the Financial Services Authority. Intrinsic Independent Limited is entered on the FSA Register (http://www.fsa.gov.uk/register/home.do) under reference 217742

This website is intended for investors over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct investment business in any juristiction other than the UK. These pages provide generic information about various aspects of financial services advice we provide as well as possible areas of clients' financial planning needs. We hope they are helpful to you but they do not, on their own, add up to proper  investment advice and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. They are not detailed or comprehensive enough to enable you to make an informed decision which is tailored to your circumstancesand needs. Please contact us now for tailored advice.

Head Office: 5 Beaconsfield Close, Sudbury, CO10 1JR

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If you are arranging a mortgage to purchase your new property the lender will instruct a surveyor to carry out a valuation to confirm the property will be acceptable as suitable security. This can typically cost between £250 - £350 but this figure may be higher on some mortgage products.

This amount will vary from case to case but for a single purchase, typical legal fees including disbursements may be around £700 - £1000

Set out below are the main costs you may incur when purchasing a property. This is by no means every cost but it covers the main ones to budget for.

Mortgages

FIRST TIME BUYER MORTGAGES

We can guide you through the whole purchase process providing all the first time buyer advice you need.

Stamp Duty

Government tax payable when you complete your purchase. The amount payable is based on the purchase price. 

Solicitor Fees

Property Survey

We will keep you regularly updated with your mortgage’s progression and will manage the purchase process for you right through to completion

Your home may be repossessed if you do not keep up repayments on your mortgage